Track recurring expenses in one place

Manage bills, subscriptions, and one-off payments. Set reminders, see upcoming payouts. Free plan included—upgrade for AI insights, calendar sync, and more.

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Monetrail expenses dashboard

Features

Everything you need to stay on top of your expenses.

  • Reminders

    Never miss a due date again. Set custom reminders for each bill and subscription so you're notified before payment is due by email. Perfect for annual renewals, quarterly bills, and monthly subscriptions so you stay in control of your cash flow.

  • Calendar view and sync

    See all your recurring expenses on a clear calendar view. Sync with Google Calendar, Outlook, or Apple Calendar so your bills appear alongside your events. One place for everything: know exactly what's due when and avoid surprises.

  • AI Insights

    Get smart suggestions powered by AI. Monetrail analyzes your expenses and helps you spot trends, find savings, and understand where your money goes. Ask questions in plain language and get instant answers about your recurring spending.

  • Bank statements & spreadsheets

    Stop manual data entry. Upload bank statements (PDF or CSV) or spreadsheets with your expenses and let AI analyze them to identify recurring charges, subscriptions, and bills. Match them to existing expenses or create new ones in one click—saving you time every month.

  • Workspaces and members

    Organize expenses by workspaces. Invite team members or family by email—they get access to the same expenses and API keys for the same workspace.

  • MCP for developers

    Build on Monetrail with the Model Context Protocol. Use API keys to integrate expenses and reminders into your own apps, scripts, or AI assistants. Full programmatic access so developers can automate workflows and connect Monetrail to their stack.

  • Track recurring expenses

    Add one-off payments or recurring subscriptions and bills—see them in a single list and calendar. Totals by month and by pay period, in your preferred currency. Whether it's a single purchase, Netflix, rent, or insurance, everything in one place.

  • Mark paid/unpaid expenses

    Track which bills you've paid each period with one click. Mark expenses as paid or unpaid so you always know what's done and what's pending. Ideal for monthly and yearly cycles—no more spreadsheets or sticky notes.

  • Encrypted at the database

    Your expense data is encrypted at the database level so it stays secure and is not visible in plain form in the database. Only you can access your data through your account—we take your privacy and security seriously.

Pricing

Start free. Upgrade when you need more.

Frequently asked questions

Common questions about Monetrail and expense tracking.

What is Monetrail?
Monetrail is an app to track recurring expenses. You add bills and subscriptions, then see them in a list and calendar, set reminders, and get totals by month or pay period.
Is there a free plan?
Yes. The Free plan includes unlimited expenses, graphs, calendar view, API keys, and MCP access. You can upgrade to Pro for AI insights, document parsing (bank statements or spreadsheets), reminders, and calendar sync.
How do I cancel my subscription?
If you're on a paid plan, open Billing in the app and use "Manage subscription" to update or cancel in the payment provider portal.
Can I use Monetrail with my calendar?
On the Pro plan you can sync expenses with your personal calendar (e.g. Google Calendar, Outlook) so due dates appear alongside your events.
How many workspaces can I create?
You can create up to 3 workspaces per account. You can increase this limit by contacting us.
Is my data secure?
Your expense data is encrypted at the database level and only accessible through your account. We take your privacy and security seriously.